SIP Mutual Fund Wealth Predictor

Estimate the future value of your systematic mutual fund investments and compound growth over time.

SIP Returns Summary

Review your mutual fund wealth projections. Regular investments compound efficiently over time:

Invested Amount

The total capital you have deposited over the chosen investment tenure.

Est. Returns

The wealth gained from compounding interest and market appreciation.

Total Value

The projected future value of your investment corpus at maturity.

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How is it calculated?

FV = P \times \frac{(1 + i)^n - 1}{i} \times (1 + i)

Where FV is Future Value, P is periodic monthly investment, i is monthly interest rate (annual rate / 12 / 100), and n is total number of monthly payments.

Worked Examples

₹10,000 Monthly SIP for 15 Years

With a monthly SIP of ₹10,000 and an expected annual return of 12% for 15 years, your total investment of ₹18 Lakhs grows to approximately ₹50.45 Lakhs.

Starting Early: 5-Year Head Start

Starting a ₹5,000 monthly SIP at age 25 instead of age 30 can increase your retirement corpus by over ₹40 Lakhs due to compounding.

Frequently Asked Questions

What is the power of compounding in SIP?
The power of compounding allows the returns earned on your investment to earn further returns. Over a long tenure, this creates a snowball effect, accelerating wealth growth.
Can I increase or decrease my SIP amount?
Yes, most mutual funds allow you to step-up your SIP annually or pause/modify the investment amount according to your financial situation.
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Results are estimates and should not be considered financial advice.

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