Bank Fixed Deposit (FD) Calculator
Calculate interest returns and maturity values on bank fixed deposits.
Bank FD Projections
Your fixed return breakdown:
Principal
The starting amount locked in the FD.
Interest Gained
The quarterly compounded interest paid by the bank.
Maturity Value
The total cash returned at the end of the lock-in period.
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How is it calculated?
A = P \times (1 + \frac{r}{n})^{n \times t}Where A is maturity amount, P is principal, r is annual rate, n is compounding frequency, and t is years.
Worked Examples
₹1 Lakh FD at 6.5%
Investing ₹100,000 principal at 6.5% interest compounded quarterly for 5 years yields ₹138,042 at maturity.
Frequently Asked Questions
How often is bank FD interest compounded?
Most banks compound fixed deposit interest on a quarterly basis (4 times a year).
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Results are estimates and should not be considered financial advice.