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Terms of Service

Last updated: June 2026. Please read our mathematical estimate warnings carefully.


Not Financial Advice

Calculations are estimates for educational and planning purposes only. They do not constitute official financial advisory statements.

Limited Liability

We make no representations or warranties concerning calculation completeness, correctness, or applicability to specific bank policies.

1. Permitted Use

You are granted non-exclusive, personal permission to access and utilize MultiCalX calculators to estimate financial values (such as mortgage EMIs, compound mutual fund SIP returns, income tax schedules, and percentage changes). Automated scraping of our calculation APIs or site indices is strictly prohibited.

2. Estimations Disclaimer

Loan interest calculations use flat/compounded standard amortization mathematics which may vary slightly from your specific bank's accounting calendar conventions (such as day-count calculations or holiday deferrals). Tax calculators compare standard Old vs New regime guidelines but do not account for complex individual deduction exclusions. Always consult a certified financial advisor before committing to investments or debt.

3. Modifications to Services

MultiCalX reserves the right to modify, updates, or discontinue any calculator tool or layout structure without prior notice. We take no responsibility for the unavailability of calculators during maintenance lifecycles.

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