Mutual Fund Growth Calculator
Estimate the returns of your systematic (SIP) or one-time (Lumpsum) mutual fund investments.
Mutual Fund Estimations
Your combined mutual fund growth results:
Principal Invested
The sum of all monthly SIPs and lumpsum deposits.
Estimated Returns
Market-linked compounding interest returns accumulated.
Total Fund Value
The final valuation of your holdings at the end of the investment tenure.
How is it calculated?
FV = P \times \frac{(1+r)^n - 1}{r} \times (1+r) \quad + \quad L \times (1+r)^tProjects the combined future value of mutual fund holdings under both monthly systematic investment plans (P) and any initial lumpsum deposits (L).
Worked Examples
Combined ₹5,000 SIP and ₹50,000 Lumpsum
Investing ₹50,000 initially and continuing with ₹5,000 monthly for 10 years at a 12% expected annual return grows to a final wealth corpus of ₹12.9 Lakhs.
₹2 Lakh Lumpsum for 15 Years
An initial ₹2 Lakhs mutual fund investment growing at 12% CAGR matures to ₹10.94 Lakhs.
Frequently Asked Questions
What is the difference between direct and regular mutual funds?
What are equity vs debt mutual funds?
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Results are estimates and should not be considered financial advice.