Public Provident Fund (PPF) Calculator
Project your tax-free Public Provident Fund savings, interest earnings, and maturity corpus over the mandatory 15-year tenure.
PPF Wealth Summary
PPF provides safe, government-backed tax-free growth. Check your 15-year projections:
Total Contributions
Your cumulative PPF deposits (subject to the annual limit of ₹1.5 Lakhs).
Tax-Free Interest
The compound interest earned, which is entirely tax-exempt.
Maturity Corpus
The total value withdrawable at the end of the 15-year lock-in period.
How is it calculated?
F = \frac{P \times [((1 + r)^n - 1)]}{r}Where F is PPF maturity amount, P is annual contribution, r is interest rate (determined by government), and n is number of years (15).
Worked Examples
₹1.5 Lakh Annual Contribution for 15 Years
Contributing the maximum limit of ₹150,000 per year at 7.1% interest for 15 years results in a maturity amount of ₹40.68 Lakhs, with ₹18.18 Lakhs earned as tax-free interest.
₹50,000 Yearly Investment
Investing ₹50,000 annually for 15 years at 7.1% yields a maturity corpus of ₹13.56 Lakhs.
Frequently Asked Questions
Can I extend my PPF account after the 15-year maturity?
What are the tax benefits of PPF?
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Results are estimates and should not be considered financial advice.